Unveiling the Key to International Banking: Singapore Branch Address
Indian Overseas Bank (IOB), a leading Indian financial institution, has established a robust presence in Singapore, catering to the diverse banking needs of the Indian diaspora and global businesses. This article presents a comprehensive guide to the Indian Overseas Bank Singapore branch address, opening hours, and the range of services offered.
Step 1: Navigating to the Indian Overseas Bank Singapore Branch
To access the IOB Singapore branch, simply visit the following address:
Indian Overseas Bank
Address: 10 Collyer Quay #03-01, OUE Downtown 1
Singapore 049315
Step 2: Operating Hours for Your Convenience
The Indian Overseas Bank Singapore branch operates during the following hours:
Monday – Friday: 9:00 AM to 4:00 PM
Saturday: 9:00 AM to 1:00 PM
Sunday: Closed
Step 3: Contact Details and Services Offered
To contact the Indian Overseas Bank Singapore branch, you can use the following details:
Phone Number: +65 6222 3456
Email Address: [email protected]
The IOB Singapore branch offers a comprehensive suite of banking services, including:
- 存款Accounts: Savings, Current, and Term Deposits
- Loans: Personal, Housing, and Business Loans
- Remittances: Instant and secure money transfers
- Foreign Exchange: Competitive rates and currency exchange
- Investment Advisory: Expert guidance on investment opportunities
Additional Perks for Customers
In addition to its core banking services, the Indian Overseas Bank Singapore branch provides a range of value-added benefits to its customers, such as:
- 24/7 Online Banking: Convenient access to your accounts anytime, anywhere
- Mobile Banking: Manage your finances on the go with the IOB mobile app
- NEFT/RTGS: Fast and secure fund transfers within India
- International Debit Card: Access to global ATMs and POS terminals
- SMS Banking: Stay informed about your account activity through SMS alerts
Why Banking with Indian Overseas Bank Singapore Branch Matters
Choosing the Indian Overseas Bank Singapore branch offers numerous advantages, including:
- Trust and Reliability: IOB is a renowned Indian bank with a strong international presence.
- Comprehensive Services: Access to a wide range of banking solutions under one roof.
- Competitive Rates: Enjoy competitive interest rates on deposits and loans.
- Multilingual Staff: Bank with ease in your preferred language.
- Personalized Services: Tailored financial advice and support from experienced bankers.
Benefits of Banking with the Indian Overseas Bank Singapore Branch
Banking with the Indian Overseas Bank Singapore branch unlocks a host of benefits, such as:
- Seamless International Banking: Conveniently manage your finances between India and Singapore.
- Investment Opportunities: Leverage IOB’s expertise to explore attractive investment options.
- Financial Security: Secure your funds with a trusted and reputable bank.
- Global Recognition: Access to a global network of IOB branches and banking partners.
- Peace of Mind: Enjoy hassle-free banking with a bank that understands your needs.
Frequently Asked Questions (FAQs)
1. Can I open an account at the Indian Overseas Bank Singapore branch if I am not an Indian national?
– Yes, IOB Singapore branch offers banking services to customers of all nationalities.
2. What is the minimum balance requirement for a Savings Account?
– The minimum balance requirement for a Savings Account is SGD 1,000.
3. Can I transfer funds from my IOB Singapore account to my Indian bank account?
– Yes, you can make secure and instant fund transfers through NEFT or RTGS.
4. Does the Indian Overseas Bank Singapore branch offer online banking services?
– Yes, IOB Singapore offers 24/7 online banking access to its customers.
5. What types of loans does the Indian Overseas Bank Singapore branch offer?
– IOB Singapore offers Personal Loans, Housing Loans, Business Loans, and Overdraft facilities.
6. Can I use my IOB Singapore debit card internationally?
– Yes, the IOB Singapore debit card is enabled for global transactions and ATM withdrawals.
7. What are the opening hours of the Indian Overseas Bank Singapore branch?
– The branch is open from Monday to Friday from 9:00 AM to 4:00 PM and on Saturday from 9:00 AM to 1:00 PM.
8. How can I contact the Indian Overseas Bank Singapore branch?
– You can contact the branch by phone at +65 6222 3456 or by email at [email protected].
Table 1: Interest Rates on Savings Accounts
| Tenure | Interest Rate |
|---|---|
| Up to 6 months | 0.50% |
| 6 months to 1 year | 0.75% |
| 1 year to 2 years | 1.00% |
| 2 years to 3 years | 1.25% |
| Above 3 years | 1.50% |
Table 2: Loan Interest Rates
| Loan Type | Interest Rate |
|---|---|
| Personal Loan | 4.00% – 10.00% |
| Housing Loan | 2.50% – 4.50% |
| Business Loan | 5.00% – 8.00% |
Table 3: Remittance Charges
| Destination | Charges |
|---|---|
| India | SGD 10 – 20 |
| Rest of the World | SGD 15 – 25 |
Table 4: Foreign Exchange Rates
| Currency | Buying Rate | Selling Rate |
|---|---|---|
| US Dollar | 1.33 | 1.35 |
| Euro | 1.10 | 1.12 |
| Singapore Dollar | 0.95 | 0.97 |
Conclusion
The Indian Overseas Bank Singapore branch is the perfect choice for individuals and businesses looking for a reliable and convenient banking partner. With its comprehensive services, competitive rates, and multilingual staff, IOB Singapore is committed to providing a seamless and enjoyable banking experience. Visit the branch today to explore how IOB can help you achieve your financial goals.
