Introduction
UOB One Account is a comprehensive banking solution that offers a wide range of features and benefits. It’s designed to make managing your finances easier and more convenient. Before you open a UOB One Account, it’s important to understand the terms and conditions that apply. This guide will provide you with everything you need to know about UOB One Account terms and conditions.
Key Terms and Conditions
- Minimum age requirement: 18 years old
- Minimum opening deposit: S$500
- Account maintenance fee: S$2 per month (waived if you maintain a minimum balance of S$500)
- ATM withdrawal fee: S$2 per withdrawal (except for withdrawals made at UOB ATMs)
- Cheque issuance fee: S$10 per cheque
- Foreign exchange fee: 2.5% of the transaction amount
- Interest rate: 0.05% per annum (subject to change)
Benefits of UOB One Account
- One-stop banking: UOB One Account gives you access to a wide range of banking services, including checking, savings, and investment accounts.
- Competitive interest rates: You’ll earn a competitive interest rate on your savings balance.
- 24/7 customer support: You can get help with your account anytime, day or night.
- Mobile banking: You can manage your account and make transactions on the go with the UOB Mighty App.
- Exclusive rewards: You’ll be eligible for exclusive rewards and discounts from UOB partners.
How to Open a UOB One Account
To open a UOB One Account, you can either:
- Visit a UOB branch
- Apply online at uob.com.sg
When you apply, you’ll need to provide the following information:
- Your personal details
- Your contact information
- Your financial information
Once your application is approved, you’ll receive a welcome kit with your account number and debit card.
Managing Your UOB One Account
Once you’ve opened a UOB One Account, you can manage it online, through the UOB Mighty App, or at a UOB branch.
Online banking: You can access your account online at uob.com.sg. Once you’re logged in, you can:
- Check your balance
- View your transactions
- Transfer funds
- Pay bills
- Set up automatic payments
UOB Mighty App: You can also manage your account using the UOB Mighty App. The app is available for free on the App Store and Google Play. With the UOB Mighty App, you can:
- Check your balance
- View your transactions
- Transfer funds
- Pay bills
- Set up automatic payments
- Find the nearest UOB ATM or branch
UOB branches: You can also visit a UOB branch to manage your account. UOB branches offer a wide range of services, including:
- Cash deposits and withdrawals
- Cheque deposits and withdrawals
- Foreign exchange
- Investment advice
UOB One Account Fees and Charges
The following fees and charges apply to UOB One Account:
| Fee/Charge | Amount |
|---|---|
| Account maintenance fee | S$2 per month (waived if you maintain a minimum balance of S$500) |
| ATM withdrawal fee | S$2 per withdrawal (except for withdrawals made at UOB ATMs) |
| Cheque issuance fee | S$10 per cheque |
| Foreign exchange fee | 2.5% of the transaction amount |
UOB One Account Interest Rates
The following interest rates apply to UOB One Account:
| Account Type | Interest Rate |
|---|---|
| Savings Account | 0.05% per annum |
| Current Account | 0.01% per annum |
UOB One Account Customer Service
You can get help with your UOB One Account anytime, day or night. The following customer service options are available:
- Phone: 1-800-1-UOB (1-800-1-862)
- Email: [email protected]
- Live chat: uob.com.sg/contact-us
Conclusion
UOB One Account is a comprehensive banking solution that offers a wide range of features and benefits. It’s designed to make managing your finances easier and more convenient. Before you open a UOB One Account, it’s important to understand the terms and conditions that apply. This guide has provided you with everything you need to know about UOB One Account terms and conditions.
