Why Activate Your UOB Credit Card for Overseas Use?
Traveling abroad can be an exciting and enriching experience, but it can also be financially draining if you’re not prepared. One way to save money and make the most of your trip is to activate your UOB credit card for overseas use. Here’s why:
- Lower exchange rates: UOB offers competitive foreign exchange rates, which can save you money on every purchase.
- No foreign transaction fees: Many credit cards charge a fee of 2-3% on every overseas purchase, but UOB does not.
- Rewards and benefits: You can earn points and rewards on every purchase, which can be redeemed for flights, hotels, and more.
- Convenience and peace of mind: Having your UOB credit card activated for overseas use gives you a convenient and secure payment option, so you can focus on enjoying your trip.
How to Activate Your UOB Credit Card for Overseas Use
Activating your UOB credit card for overseas use is quick and easy. You can do it online, through the UOB mobile app, or by calling customer service.
Online
- Log in to your UOB account.
- Go to “My Credit Cards” and select the card you want to activate.
- Click on “Activate for Overseas Use.”
- Follow the instructions on the screen.
Mobile App
- Open the UOB mobile app.
- Tap on “Credit Cards.”
- Select the card you want to activate.
- Tap on “Activate for Overseas Use.”
- Follow the instructions on the screen.
Customer Service
- Call UOB customer service at 1-800-222-2121.
- Provide your account information and the card number you want to activate.
- Follow the instructions from the customer service representative.
Tips for Using Your UOB Credit Card Overseas
- Notify UOB before you travel: This will help prevent your card from being blocked for suspicious activity.
- Use your credit card responsibly: Don’t overspend, and make sure to pay your balance in full each month.
- Keep your card safe: Be aware of your surroundings and keep your card in a secure location.
- Check your statement regularly: Keep an eye on your credit card statement to make sure there are no unauthorized charges.
Frequently Asked Questions
Q: Do I need to pay a fee to activate my UOB credit card for overseas use?
A: No, there is no fee to activate your UOB credit card for overseas use.
Q: How long does it take to activate my UOB credit card for overseas use?
A: Your card will be activated immediately if you activate it online or through the mobile app. If you call customer service, it may take up to 24 hours for your card to be activated.
Q: Can I use my UOB credit card to withdraw cash overseas?
A: Yes, you can use your UOB credit card to withdraw cash from ATMs overseas, but there will be a cash advance fee.
Q: What should I do if my UOB credit card is lost or stolen overseas?
A: If your UOB credit card is lost or stolen overseas, call UOB customer service immediately and cancel your card.
Additional Tips and Tricks
- If you’re traveling to multiple countries, it’s a good idea to activate your card for use in all of them.
- Consider getting a travel insurance policy to protect yourself against lost luggage, medical emergencies, and other unexpected events.
- Keep a photocopy of your passport and credit card in a separate location in case the originals are lost or stolen.
