Introduction
The UOB ONE Credit Card is a premium credit card that offers a wide range of rewards and benefits. The card has an annual fee of S$360, which is waived for the first year.
Key Features
- Earn 10% cashback on dining and groceries
- Earn 5% cashback on other purchases
- Welcome gift of 10,000 UOB One Rewards points
- Complimentary access to over 1,000 airport lounges worldwide
- Free travel insurance
- Concierge service
- 24/7 customer support
Benefits
The UOB ONE Credit Card offers a number of benefits, including:
- High cashback rates: The card’s cashback rates are among the highest in the market. You can earn 10% cashback on dining and groceries, and 5% cashback on other purchases.
- Welcome gift: You can earn 10,000 UOB One Rewards points as a welcome gift when you sign up for the card. These points can be redeemed for a variety of rewards, including travel, dining, and shopping.
- Airport lounge access: The card provides complimentary access to over 1,000 airport lounges worldwide. This is a great benefit for frequent travelers.
- Travel insurance: The card provides free travel insurance, which can help you protect yourself against unexpected events while traveling.
- Concierge service: The card provides a concierge service that can help you with a variety of tasks, such as booking travel, making reservations, and finding tickets to events.
- 24/7 customer support: The card provides 24/7 customer support, so you can get help with your account anytime, anywhere.
Fees
The UOB ONE Credit Card has an annual fee of S$360. However, the fee is waived for the first year.
Eligibility
To be eligible for the UOB ONE Credit Card, you must:
- Be a Singapore citizen or permanent resident
- Have a minimum annual income of S$60,000
How to Apply
You can apply for the UOB ONE Credit Card online or at any UOB branch.
Conclusion
The UOB ONE Credit Card is a premium credit card that offers a wide range of rewards and benefits. The card has an annual fee of S$360, which is waived for the first year. If you are looking for a credit card that offers high cashback rates, airport lounge access, and travel insurance, the UOB ONE Credit Card is a great option.
UOB ONE Credit Card: Annual Fee vs. Rewards
The UOB ONE Credit Card has an annual fee of S$360. However, the fee is waived for the first year. The card offers a number of rewards, including:
- 10% cashback on dining and groceries
- 5% cashback on other purchases
- Welcome gift of 10,000 UOB One Rewards points
- Complimentary access to over 1,000 airport lounges worldwide
- Free travel insurance
- Concierge service
- 24/7 customer support
To determine whether the annual fee is worth it, you need to consider how much you will use the card and what rewards you will earn. If you plan to use the card frequently and earn a lot of rewards, the annual fee may be worth it. However, if you do not plan to use the card very often or earn a lot of rewards, the annual fee may not be worth it.
UOB ONE Credit Card: Tips and Tricks
Here are a few tips and tricks for getting the most out of your UOB ONE Credit Card:
- Use the card for all of your dining and grocery purchases. You will earn 10% cashback on these purchases, which can add up to a significant savings over time.
- Take advantage of the welcome gift. You can earn 10,000 UOB One Rewards points as a welcome gift when you sign up for the card. These points can be redeemed for a variety of rewards, including travel, dining, and shopping.
- Use the card to book travel. You can earn 5% cashback on travel purchases. Additionally, the card provides complimentary access to over 1,000 airport lounges worldwide.
- Take advantage of the concierge service. The concierge service can help you with a variety of tasks, such as booking travel, making reservations, and finding tickets to events.
- Use the card to pay your bills. You can earn 5% cashback on bill payments.
Frequently Asked Questions
What is the annual fee for the UOB ONE Credit Card?
The annual fee for the UOB ONE Credit Card is S$360. However, the fee is waived for the first year.
What rewards can I earn with the UOB ONE Credit Card?
You can earn the following rewards with the UOB ONE Credit Card:
- 10% cashback on dining and groceries
- 5% cashback on other purchases
- Welcome gift of 10,000 UOB One Rewards points
- Complimentary access to over 1,000 airport lounges worldwide
- Free travel insurance
- Concierge service
- 24/7 customer support
How do I apply for the UOB ONE Credit Card?
You can apply for the UOB ONE Credit Card online or at any UOB branch.
Conclusion
The UOB ONE Credit Card is a premium credit card that offers a wide range of rewards and benefits. The card has an annual fee of S$360, which is waived for the first year. If you are looking for a credit card that offers high cashback rates, airport lounge access, and travel insurance, the UOB ONE Credit Card is a great option.
Tables
Table 1: UOB ONE Credit Card Rewards
| Category | Cashback Rate |
|---|---|
| Dining and groceries | 10% |
| Other purchases | 5% |
Table 2: UOB ONE Credit Card Benefits
| Benefit | Description |
|---|---|
| Complimentary airport lounge access | Access to over 1,000 airport lounges worldwide |
| Free travel insurance | Protection against unexpected events while traveling |
| Concierge service | Help with a variety of tasks, such as booking travel and making reservations |
| 24/7 customer support | Get help with your account anytime, anywhere |
Table 3: UOB ONE Credit Card Fees
| Fee | Amount |
|---|---|
| Annual fee | S$360 |
Table 4: UOB ONE Credit Card Eligibility
| Requirement | Description |
|---|---|
| Citizenship | Singapore citizen or permanent resident |
| Annual income | Minimum annual income of S$60,000 |
